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Residential bridging loans by Finanta

Residential Bridging Loans

There are many reasons why you may require a residential bridging loan, from funding the purchase of a second property to debt consolidation and more.

A residential bridge loan is a short-term finance solution secured on a residential property which may be occupied by the owner or other family member(s), tenanted, or vacant.

Who can apply for residential bridging finance? 

Anyone in the UK and Europe may apply for Finanta residential bridging finance - even those who have previously been denied funding.  We will consider those with no credit, bad credit, CCJs, arrears and defaults, so whether you are an individual, trading limited company, SPV limited company, or charity, as long as you are the legal property owner, or will be once the property transaction has completed, then we will obtain the funding you require without delay.

Lending Criteria

  • Loan to value (LTV): 75%
  • Loan term: 3 to 24 months 
  • Interest options: serviced, retained, rolled-up
  • Decision: 24 hours
  • Loan available in UK & Europe
  • Loan amount: £25,000+
  • Interest rates from: 0.45%
  • Exit strategy: sale or refinance* 
  • Completion: 10-14 days
  • Loan value based on security and property value

Key Features

Specialists in complex borrowing structures

Lender legal costs may be incorporated into loan

Approval in 24 hours if all conditions are met

No early repayment fees or charges 

Residential bridging finance can be used for: 

  • Cashflow/capital raise
  • Development project
  • Purchase of main residence
  • Refurbish or extend property
  • Broken property chain
  • Debt consolidation
  • Purchase of BTL (Buy to let) property
  • Redeem existing 1st charge
  • Other investment opportunity

Fast to Action Short Term Loans

When you are in need of a fast to action short-term loan, Finanta have you covered.  Our loan application process for a residential bridging loan is easy, fast and straightforward.  With the correct information provided by the applicant, our residential loan specialists are able to obtain the funding you require in plenty of time, without you losing momentum on a much-desired property transaction, to fix a worrying cashflow problem, and for many other situations when time is a factor!

* If you need to refinance an existing loan, Finanta will be happy to assist with this too. 

Bridge Loan Enquiry

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Talk to us today to discuss your short-term funding requirements.

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